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Tennessee Home Insurance


Protect Your Place With House & HomeSM Coverage.

Grand Ole Opry and Graceland fans alike can help protect their homes with Tennessee homeowner insurance from Allstate. From the banks of Limestone Creek to the shores of Reelfoot Lake, there's a local Tennessee agent ready to help you.

Allstate's exclusive House & Home policy is available to Tennessee homeowners like you. With a House & Home policy, you'll enjoy greater flexibility and more options when selecting the limits, deductibles and types of coverage on your policy. Find an agent to learn more about the benefits of insuring your place with a House & Home policy in Tennessee.

Home insurance information is based on your current location in Tennessee.

Select a different state

US map with Tennessee highlighted.


Learn About Standard House & Home Coverage.

When you're thinking about purchasing a Tennessee home insurance policy, it's helpful to understand what your policy protects. Allstate House & Home insurance in Tennessee typically includes standard coverage, like:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

House & Home Offers You More Options.

Every home in the Volunteer State is different. A House & Home policy offers you a wide variety of optional coverage, so you can protect the aspects of your home and property that are important to you. Some types of optional coverage you can add may help protect your yard and garden, sports equipment or musical instruments. Find an agent to learn about the optional coverage available to you in Memphis, Nashville, Knoxville, Chattanooga and beyond.

A Local Tennessee Agent Is Ready To Help You.

When you have an Allstate home insurance policy, you not only get dependable coverage, but you’ll also get the support of a knowledgeable agent. Your Tennessee home insurance agent can:

Find an agent to learn more about home insurance in Tennessee.

Save On Home Insurance In Tennessee.

Tennessee homeowners insurance from Allstate is not only affordable, but there are also many discounts available to help you save even more. An agent can help you understand all of the ways you can save on home insurance in Tennessee.

Learn more about Allstate home insurance discounts.

Home Sharing? We've Got You Covered.

A couple traveling.

Renting your home occasionally to home-sharing guests can be a great way to earn extra income, but also brings additional risks. You can help make sure your stuff is protected for just $50 per year by adding HostAdvantageSM to your home insurance.*

Learn more

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.

*NOT AVAILABLE IN EVERY STATE. HostAdvantage feature is optional and provides enhanced personal property as an endorsement to an Allstate House & Home policy. Subject to terms, conditions, limitations, and exclusions. Pricing as of 2016 and subject to change. Limited availability. Talk to a local Allstate Agent to see if this coverage is available in your state. Allstate Vehicle and Property Insurance Co. & its affiliates: Northbrook, IL

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