Make sure your home is covered.
Living in South Dakota, you know there's a lot to treasure, especially your home. Take a closer look at what standard homeowners insurance covers where you live.
Types of coverage
See what a homeowners insurance policy can help protect in South Dakota.
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss