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Rhode Island Home Insurance
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Protect Your Place With House & HomeSM Coverage.

Calling one of the original thirteen colonies home means you live in a place that helped build America. And now you're building your life and legacy in your Rhode Island home. Help protect your family and your house with quality Rhode Island home insurance coverage from Allstate.

Allstate's exclusive House & Home policy is available to Rhode Island homeowners like you. With a House & Home policy, you'll enjoy greater flexibility and more options when selecting the limits, deductibles and types of coverage on your policy. Find an agent to learn more about the benefits of insuring your place with a House & Home policy in Rhode Island.

Home insurance information is based on your current location in Rhode Island.

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US map with Rhode Island highlighted.


Learn About Standard House & Home Coverage.

When you're thinking about purchasing a Rhode Island home insurance policy, it's helpful to understand what your policy protects. Allstate House & Home insurance in Rhode Island typically includes standard coverage, like:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

House & Home Offers You More Options.

Every home in the Ocean State is different. A House & Home policy offers you a wide variety of optional coverage, so you can protect the aspects of your home and property that are important to you. Some types of optional coverage you can add may help protect your yard and garden, sports equipment or musical instruments. Find an agent to learn about the optional coverage available to you in Providence, Warwick, Cranston, Pawtucket and beyond.

A Local Rhode Island Agent Is Ready To Help You.

When you have an Allstate home insurance policy, you not only get dependable coverage, but you'll also get the support of a knowledgeable agent. Your Rhode Island home insurance agent can:

Find an agent to learn more about home insurance in Rhode Island.

Save On Home Insurance In Rhode Island.

Rhode Island homeowners insurance from Allstate is not only affordable, but there are also many discounts available to help you save even more. An agent can help you understand all of the ways you can save on home insurance in Rhode Island.

Learn more about Allstate home insurance discounts.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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