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New York Home Insurance

Feel Safe And Sound With House & HomeSM.

The pizza, bagels and culture alone make New York a place like no other. It's only fitting that New York homeowners can take advantage of Allstate's exclusive House & Home insurance, too.

A House & Home policy offers you more options and more flexibility when you're choosing the limits, deductible and types of coverage you want on your home insurance policy. To learn more about the benefits of insuring your New York home with a House & Home policy, Find your local agent. Allstate agents in NYC, Buffalo, Syracuse, Albany and beyond are ready to help.

Home insurance information is based on your current location in New York.

Select a different state

US map with New York highlighted.

House & Home Includes Standard Coverage Types.

Understanding the types of coverage on your home insurance policy can help you understand exactly what's protected. Most House & Home policies in New York include the following types of standard coverage:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

Enjoy More Coverage Options With House & Home.

With a House & Home policy, you can choose from many types of optional coverage to help protect what matters most to you. Some coverage options available to you could include data recovery, identity theft restoration and protection for valuable items like camera equipment. Talk to an agent to understand all the optional coverage available to you.

You Can Count On Your Local New York Agent.

In addition to dependable home insurance coverage, you'll have the support of an Allstate agent who understands the needs of homeowners in the Empire State. Your New York home insurance agent can:

Find an agent for more information about New York home insurance.

New York Home Insurance Discounts.

There are many ways to save on home insurance in New York. You can choose from a range of discounts to help you lower your home insurance premium. Your agent can help you understand which New York home insurance discounts you qualify for.

Learn more about Allstate home insurance discounts.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.

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