You can help protect your home's physical structure, your belongings and even your family with home insurance. Most Allstate home insurance policies in Minnesota include standard coverage, like:
- Dwelling (home structure)
This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
- Other structures
This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
- Personal property
Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
- Liability protection
Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
- Guest medical protection
This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
- Additional protection
Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.
Most home insurance policies don't include protection from flood and earthquake damage. If you're interested in safeguarding your home from flood damage, think about purchasing a separate flood insurance policy.
You may also consider personal umbrella insurance for additional liability protection in Minnesota. This type of policy offers liability coverage beyond your current home and auto policy limits, so it can help protect your finances if you're sued over a covered loss.
Find an agent for more information about additional policies and optional coverage that could help protect what's important to you.
With Allstate home insurance, you can expect more than just quality coverage. You'll also benefit from the support of a knowledgeable local agent who understands the needs of homeowners in the North Star State. Your Minnesota home insurance agent can:
Find an agent who can answer your questions about Minnesota home insurance.
With Allstate, you can save on Minnesota home insurance. There are many discounts available to help you lower your premium. Talk to your agent for information about the home insurance discounts that could help you save.
Learn more about Allstate home insurance discounts.