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Florida Home Insurance

Make sure your home is covered.

There's nothing quite like having a slice of paradise in the Sunshine State. Allstate has home solutions for you to help protect your place. Learn what's covered where you live.

State Map

You're looking at coverages in Florida. Select a new state to see what may be needed there.



Types of coverage

Here what a typical homeowners policy may cover in Florida. It's always a good idea to work with your Allstate agent to find a home solution that works best for you.

Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss

A local Florida Allstate agent can help you learn more about the home insurance solutions Allstate offers.

Related resources

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Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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