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Colorado Home Insurance
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Feel Safe And Sound With House & HomeSM

Colorado homeowners can take advantage of Allstate's exclusive House & Home insurance. A House & Home policy offers you more options and more flexibility when you're choosing the limits, deductible and types of coverage you want on your home insurance policy.

Whether you've got a ranch-style home around Denver or Fort Collins, or a mountain home in Colorado Springs with a spectacular view of the Rockies, a House & Home policy can help you protect your house and family. Find your local agent to learn more.

Home insurance information is based on your current location in Colorado.

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US map with Colorado highlighted.

House & Home Includes Standard Coverage Types.

Understanding the types of coverage on your home insurance policy can help you understand exactly what's protected. Most House & Home policies in Colorado include the following types of standard coverage:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

Enjoy More Coverage Options With House & Home.

With a House & Home policy, you can choose from many types of optional coverage to help protect what matters most to you. Some coverage options available to you could include data recovery, identity theft restoration and protection for valuable items like camera equipment. Talk to an agent to understand all the optional coverage available to you in Denver, Fort Collins, Colorado Springs and beyond.

You Can Count On Your Local Colorado Agent.

In addition to dependable home insurance coverage, you'll have the support of an Allstate agent who understands the needs of homeowners in the Centennial State. Your Colorado home insurance agent can:

Find an agent for more information about Colorado home insurance.

Colorado Home Insurance Discounts.

There are many ways to save on home insurance in Colorado. You can choose from a range of discounts to help you lower your home insurance premium. Your agent can help you understand which Colorado home insurance discounts you qualify for.

Learn more about Allstate home insurance discounts.

Home Sharing? We've Got You Covered.

A couple traveling.

Renting your home occasionally to home-sharing guests can be a great way to earn extra income, but also brings additional risks. You can help make sure your stuff is protected for just $50 per year by adding HostAdvantageSM to your home insurance.*

Learn more

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.

*NOT AVAILABLE IN EVERY STATE. HostAdvantage feature is optional and provides enhanced personal property as an endorsement to an Allstate House & Home policy. Subject to terms, conditions, limitations, and exclusions. Pricing as of 2016 and subject to change. Limited availability. Talk to a local Allstate Agent to see if this coverage is available in your state. Allstate Vehicle and Property Insurance Co. & its affiliates: Northbrook, IL
ECC Monitor: OK