Make sure your home is covered.
As a resident of Alaska, your home is subject to extreme conditions all year long. Take a closer look at what standard homeowners insurance covers where you live.
Types of coverage
Here's what's typically covered by a House & Home policy in Alaska.
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss