Make sure your home is covered.

As a resident of Alaska, your home is subject to extreme conditions all year long. Take a closer look at what standard homeowners insurance covers where you live.

What coverage is required in your state?

See coverage details in your state.

Types of coverage

Here's what's typically covered by a House & Home policy in Alaska.

Dwelling coverage
Protects the structure of your house, such as the roof and walls

Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house

Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage

Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property

Guest medical protection
Pays medical expenses for someone who's injured on your property

Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss

optional coverage

Your House & Home policy might not quite cover all the things that make your place unique. By adding optional coverage, like yard and garden insurance, musical instruments insurance and more, you can help protect what you love.

Your House & Home policy might not quite cover all the things that make your place unique. By adding optional coverage, like yard and garden insurance, musical instruments insurance and more, you can help protect what you love.

Save on your home insurance

See what home insurance discounts you could qualify for in Alaska.

explore discounts