Keep your space safe in every season
Types of insurance coverages in Alabama
Here’s what’s typically covered by a homeowners policy in Alabama.
Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or
stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate
from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your
property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered
loss
Get Allstate home insurance today
Find the right coverage option to fit your budget and your specific home insurance needs.
Optional home coverages
How to get home insurance in Alabama
Choose your coverage
No two homes are alike. You and your agent will work together to design an insurance policy that fits your place.Apply for a policy
We help make the process quick and easy, so you can start protecting your home as soon as possible.Stay protected
As your life changes, so do your home insurance needs. An agent will work with you to help make sure what you love is covered.
Home insurance discounts in Alabama
Protecting your home doesn't have to be expensive. And with a variety of discounts, features and opportunities to save, Allstate makes it even easier to get a good deal in Alabama. Here are a few discounts and features:
- Multi-policy discounts
Save when you bundle home and auto policies with Allstate. - Responsible payer discount
Savings for using certain payment methods (in-full, escrow) and for having good payment history like paying on time. - Claim-free discount
Save when you switch to Allstate without a recent home insurance claim. - Claim Forgiveness
Helps keep your rate from increasing just because you file a home insurance claim
See other ways to save on home insurance in Alabama.