Keep your space safe in every season.
From the ocean to the mountains, California is a beautiful place to call home. Most of the year, your home in California is exposed to the elements. Learn how a home insurance policy can help protect it from the inside out.
Types of coverage in California
Here is what a typical homeowners policy may cover in California. It’s always a good idea to work with your Allstate agent to find a home solution that works best for you.
Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss
How to insure your home in California:
Choose your coverage.
No two homes are alike. You and your agent will work together to design an insurance policy that fits your place.
Apply for a policy.
We help make the process quick and easy, so you can start protecting your home as soon as possible.
Stay protected.
As your life changes, so do your home insurance needs. An agent will work with you to help make sure what you love is covered.