As you get established in your job and personal life, you might begin to think about protecting your loved ones and the things you own from the unexpected.

Your family.

If you have a spouse, children or other family members who depend on your income, you may want to consider purchasing life insurance. If you pass away, it's intended to help provide money that could be used to replace your income. An insurance provider can help you compare term or permanent life insurance policies so you can decide what makes the most sense for your family.

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Your health.

It can be hard to think about, but how would you pay for care if you developed a medical condition that made it difficult to care for yourself? Long-term care or disability insurance may be some options you want to consider. Long-term care insurance may help pay for health care services or personal care services in your home, or in an adult day care, assisted living, nursing home or rehabilitation facility. Disability insurance may help you replace a portion of your income if you're unable to work due to an accident or injury.

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Your car.

Liability car insurance coverage is required by law in most states. You may be able to purchase additional car insurance coverage, however, to help protect you, your passengers and your vehicle. Check with your insurance provider to see which coverage options are available where you live.

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Typical components of an auto insurance policy
What is auto liability insurance?
What is collision insurance?
What is comprehensive insurance?

Your home.

Homeowners insurance helps protect your home's physical structure and your belongings if they're damaged by a covered peril, such as fire or theft. A home insurance policy also typically includes liability coverage in case someone is injured while visiting your home.

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