Summary of auto insurance
We offer a range of flexible auto coverage, including liability, collision and comprehensive. Explore personalized protection that comes with 24/7 claims support, a variety of money-saving discounts and trusted digital tools, like the Allstate mobile app. You can drive with confidence knowing your vehicle, and the people who drive it, are well-protected with simple, affordable auto coverage from Allstate.
How much can I save on car insurance with Allstate®?
Customers who switched their car insurance to Allstate saved $713¹ on their premium with various discounts. Plus, Allstate offers tailored coverage options that fit your lifestyle, including policies that cover most standard 2-door and 4-door vehicles, rentals, and classic cars.
What types of auto insurance coverages are available?
Allstate auto insurance is designed to fit your needs both on and off the road. Keep you, your loved ones and your vehicle protected with policies that include:
How can I save on Allstate auto insurance rates?
We offer plenty of ways to save on your auto insurance premium, including:
- Bundling policies
Save by bundling home, auto or other policies. - Student discounts
Receive savings for students who maintain good grades or attend school more than 100 miles from where the vehicle is garaged. - Auto safety features
Vehicles that have safety features installed, like an anti-theft device or anti-lock brakes, can qualify for a discount. - Policy payments
Save by paying your policy in full.
What other discounts and savings are available?
Allstate offers discounts on auto insurance policies, including lower premiums for safe drivers, low mileage drivers and bundled services. See all discounts & savings.
What car insurance is available for special situations?
Every driver is different, and your insurance should be too. We offer a range of coverages to keep you protected on the open road, including:
Why do I need car insurance?
If you're involved in a covered accident, Allstate car insurance can help pay medical bills, vehicle repairs and legal defense costs.
What auto coverage is required in my state?
Car insurance coverage types and limits vary by state. Check your state requirements to determine your auto insurance needs.
What do I need to get a car insurance quote?
To get an Allstate auto insurance quote, you’ll need the following:
- Personal information, including your name, address and phone number
- The year, make and model of your vehicle
- Personal information about any other drivers you want to add to your policy
- Information about your insurance history
How do I compare car insurance quotes?
Choose your coverage. Consider your state's requirements and any specific coverage types you might want, like collision or comprehensive.
Consider your needs. Think about your personal needs when choosing your car insurance coverage limits.
Select your deductible. Choose the amount you can comfortably pay toward a claim.
How do I find an auto insurance agent?
Allstate agents are ready to help you find custom coverage, policy discounts and even guide you through the auto claims process.
Car insurance questions
There are important steps you need to take if you ever find yourself in a car accident:
- Always remember to check you and your passengers for injuries first, then call 911.
- Exchange info with the other driver and take photos. Try to avoid discussions about who’s at fault.
- Report the accident to your insurance company by filing a claim.
Take a look at this step-by-step guide for more info.
Many factors including your location, driving habits and the type of vehicle you drive help determine what you’ll pay. Get an estimated monthly payment with our auto insurance calculator.
The amount you are responsible for before your insurance coverage kicks in is your deductible. Typically, the higher your deductible, the lower your policy premium.
Learn more about your deductible and how it works for different types of insurance.
Rental cars are not included in all coverage types. Be sure to check your policy or ask your agent to see if your personal car insurance extends to a rental.
Learn more about rental car insurance.
This type of car insurance helps cover the difference between the amount you owe on your car loan or lease and the car’s actual cash value in the event of a total loss or theft.
Learn more about gap insurance coverage.