Keeping new drivers in good hands
Your teen getting their license is a milestone—for them and for your insurance. Until your new driver gains experience on the road, having them on your policy can be pricey. But Allstate is here to help.
Whether it's through offering more ways to reward safe drivers, innovating for the good of our customers or working to decrease distracted driving, Allstate has helped keep young drivers in good hands since 1931. Together, we can get through potential bumps in the road.
Most states require drivers to have auto liability insurance before they can legally drive, according to the Insurance Information Institute (III). The student driver is covered by his/her parents' policy as a household member. Once he/she gets a license, he/she would generally then need be listed as an operator on the policy.
Save on your teen's insurance with auto policy discounts.
Whether they're just starting out or a little more seasoned, teen drivers can earn discounts:
- If your teen gets teenSMART certified
- If your student driver younger than 25 meets Allstate grade requirements
- If your student driver under 21 keeps their car at school 100+ miles from home
Technology can help reinforce driving skills.
Tools and programs specifically designed to create and reinforce safe driving skills can help your new driver learn good habits.
- Drivewise® delivers personalized driving feedback and insights that can translate into savings for safe driving so you can stay informed of any unsafe driving habits—perfect for coaching your new driver.¹
- teenSMART® training program can help reduce teens' collision risk by providing them with immediate, interactive driving feedback on specific skills.
If the road gets bumpy, we help you stay steady.
If your teen gets in a car accident, Allstate can help them get back on the road.
- Accident Forgiveness keeps your rates from going up after an accident, even if your teen's at fault.
- Rental reimbursement helps cover a rental if your teen's car is in the shop after an accident.
Roadside rescue is just a tap away.
From running out of gas, to getting a flat tire to locking the keys in the car, a lot can happen on the road. But help is just a few taps away with Allstate Roadside Assistance in the Allstate® mobile app. Your teen can have quick access to:
- Services such as towing, tire changes, jump starts and more
- Allstate's network of 24/7 roadside providers, dispatched in minutes
- Arrival-time GPS tracking of the help that's on the way
Help keep your teen driver safe.
You can't always be with them, but they can take your guidance wherever they go.
Lay some ground rules.
- Discuss when, where, how and with whom your teen can drive
- Limit the number of passengers in the car
- Establish a curfew
- Insist your driver (and passengers) wear seatbelts at all times
- Limit teen driving during high-risk times, like Friday or Saturday nights
- Set driving-area limits
- Prohibit driving under the influence—or riding with friends who are
Avoid distracted driving dangers.
- Talking and texting on a cell phone
- Eating and drinking
- Focusing on passengers
- Reading maps or other materials
- Using a navigation system
- Changing the music you're listening to