Back to top
Business Insurance Coverage For Personal Services
Smart Search Smart Search
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
Smart Search
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches
Dog washer


Prepare Your Personal Services For Whatever Happens.

You work day-in and day-out to provide people with high-quality services. Your reliability and dedication help you to build a successful business that keeps customers satisfied and supports both you and your employees. Continue to keep your business on the right path while you help protect it with quality Allstate business insurance.

Get A Business Owner Policy Quote.

Get a BOP quote

Have Questions About Business Insurance?

Find a certified agent

Property Risks

A Fire Destroys Your Property

There is a fire and your building(s) and or business property is destroyed.

Allstate Coverage

Building/Personal Property

This provides coverage for your building and/or your business personal property up to the limits you select.

Coverage is available on a replacement cost basis up to policy limits.

You Can't Open Your Shop

A fire destroys the roof of your business and you cannot operate your business until repairs are made.

Business Income & Extra Expense

This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

This provides your business with up to 12 months of coverage.

Damaged Documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many are damaged and others are completely destroyed.

Valuable Papers And Records

This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate business insurance for Personal Services.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Personal Services.

Billing Records Are Destroyed

There is a fire and your billing records are destroyed. This makes it difficult for you to collect payments from customers.

Accounts Receivable Protection

This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable. This coverage is increased with Allstate business insurance for Personal Services.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Personal Services.

Liability Risks

Injury Lawsuit

A customer slips on your office floor, falls, and files an injury lawsuit.

Allstate Coverage

General Liability Protection

Allstate business insurance for Personal Services helps protect you from lawsuits due to a customer injury.

Your coverage is based on a per-loss limit and an annual limit.

Client Lawsuit

A client follows your advice, but it does not turn out the way they had expected and they sue you.

Miscellaneous Professional Liability

This coverage provides for the legal obligations arising out of Professional errors, negligent acts or omissions during the course of practicing their profession.

Miscellaneous Professional Liability helps protect you if you are being sued for acts that you perform in your profession.

Auto Risks

An Employee Causes An Accident

While performing work for you, your employee gets into an accident and causes injury and damage, you could be liable.

Allstate Coverage

Liability Protection

This coverage insures against injury to others and damage to other vehicles, even if it's due to your employee's negligence.

Vehicle Damage

Damage to your vehicle, whether your driver was at fault or not, can be very costly to fix.

Collision Coverage

This protection pays to repair damage, or even replace your vehicle if it is a total loss.

You can relax in knowing that we'll cover repairs or a replacement, subject to your deductibles.

Hail Storm Vehicle Damage

Hail can do real and costly damage to your vehicle, such as large dents and broken glass.

Comprehensive Solution

This protection pays to repair storm hail damage to your business vehicle.

You'll have peace of mind in knowing you're covered for hail damage repairs, subject to your deductibles.

You Are Injured By An Uninsured Driver

If you're in a vehicle collision with an uninsured driver and sustain serious injury, your livelihood could be at risk.

Uninsured Motorist Coverage

With this coverage, you may be protected for injuries in an accident that is caused by a driver with no insurance.

Rental Vehicle Damage

If you still owe money on a loan or lease, you could be liable for the cost of replacing the vehicle.

Coverage For Rented Or Borrowed Vehicles

This coverage comes standard with your Allstate BOP, and helps protect against these potential repair costs.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.



Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

Find a certified agent

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

ECC Monitor: OK