Help protect against unexpected expenses
What's covered with business liability insurance
Liability risks | Allstate coverage |
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Injury lawsuitYou are sued because somebody was injured after slipping on a recently mopped floor at your store. | General liability protectionThis provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you. |
Wrongful termination lawsuitA former employee sues you for wrongful termination. | Employment practices liability coverageThis provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage. |
Customer data loss or theftCustomers' confidential personal and financial data that you maintain is lost or stolen. | Data compromise coverageThis optional coverage provides case management, legal support, credit monitoring and legally required notifications after customer data is affected. |
Client lawsuitA client follows your advice, but it does not turn out the way they expected, and they sue you. | Miscellaneous professional liability/errors and
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Employees use their own automobilesYou ask your employee to use their personal car to run a business errand on a busy day, and while they are in transit, they get into an accident. | Employers non-owned auto liability coverageThis optional coverage can help pay for expenses if an employee causes property damage or injury to another person while using their own vehicle to conduct business on your behalf. |
Damage to a customer's healthA customer has a reaction to the chemicals that were used to provide them with services. | Products and completed operations coverageThis coverage can help pay for expenses if a customer sues your business after being harmed by a product you sell, distribute, produce or handle. |