Help protect against unexpected expenses
What's covered with business liability insurance
You are sued because somebody was injured after slipping on a recently mopped floor at your store.
General liability protection
This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
Wrongful termination lawsuit
A former employee sues you for wrongful termination.
Employment practices liability coverage
This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.
Customer data loss or theft
Customers' confidential personal and financial data that you maintain is lost or stolen.
Data compromise coverage
This optional coverage provides case management, legal support, credit monitoring and legally required notifications after customer data is affected.
A client follows your advice, but it does not turn out the way they expected, and they sue you.
Miscellaneous professional liability/errors and
Employees use their own automobiles
You ask your employee to use their personal car to run a business errand on a busy day, and while they are in transit, they get into an accident.
Employers non-owned auto liability coverage
This optional coverage can help pay for expenses if an employee causes property damage or injury to another person while using their own vehicle to conduct business on your behalf.
Damage to a customer's health
A customer has a reaction to the chemicals that were used to provide them with services.
Products and completed operations coverage
This coverage can help pay for expenses if a customer sues your business after being harmed by a product you sell, distribute, produce or handle.