Inland marine insurance helps pay to repair or replace portable business property that is damaged by a covered peril listed in your policy.

Perils that may be covered by inland marine insurance include:

Theft
Fire
Wind
Hail
Water damage

In addition to the above, an inland marine insurance policy may provide additional coverage for specific situations. This may include protection for:

Mysterious disappearance: Missing property where the cause of the loss cannot be discovered.
Accidental drop and damage: Property losses caused when an item is dropped or mishandled, either in transit or in loading/unloading.

Read your policy or check with your insurance provider to make sure you understand what perils are (and are not) covered by your inland marine insurance.

The types of property typically covered by inland marine insurance include a wide array of specialty equipment and materials used for business. For example:

Computer systems and personal computers
Communication and networking equipment
Construction/contractor equipment
Medical and scientific equipment
Trade show exhibits
Sales samples
Photography equipment
Cargo/items for delivery
Tools