Help keep your barber shop protected
Explore coverages for barber shops and hair salons
Money stolen from your company in a theft or burglary could lead to hardship.
Money and securities coverage
This optional coverage helps protect your business against loss of money or securities due to theft, disappearance or destruction. This coverage may provide reimbursement whether the loss occurred on or off your business premises.
Building or property damage
If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.
Business building/personal property coverage
This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.
You can't open your business
Your business is damaged due to a fire and you cannot operate until repairs are made.
Business income and extra expense coverage
This coverage helps with loss of income and fixed expenses, such as rent or payroll, while your business is temporarily closed for repairs after a covered loss.
This coverage provides your business with up to 12 months of coverage.
Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.
Employee dishonesty coverage
This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage.
You are sued because somebody was injured after slipping on water and hair clippings on the floor of your barber shop.
General liability protection
This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
You cause injury to a customer
You are a hair stylist and sued by a client after accidentally causing an injury during a haircut.
The barber shops and hair salons professional liability
This endorsement kicks in if you're sued after accidentally making a professional error or performing a negligent act while practicing your craft.
Products and completed operations coverage
This helps protect you in the event of claims caused by products your company sold, distributed, produced or handled. This provides coverage from lawsuits and legal cost for the items you sell.
Wrongful termination lawsuit
A former employee sues you for wrongful termination.
Employment practices liability coverage
This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.