Stay protected with business insurance for dentists
Explore coverages for dentists
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Property risks
Building or property damage
If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.
Allstate coverage
Business Building/Personal Property Coverage
This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.
Damaged documents
A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many documents are damaged, and others are completely destroyed.
Valuable Papers and Records
This helps cover the cost of restoring important business documents that are damaged or destroyed by a covered loss. This coverage is included in the basic BOP and can be increased if you opt for additional coverage.
Computer virus attack
You get an email from a client, but you open it to discover that it contains a virus.
Electronic Data Coverage
This provides coverage for repairing and restoring data due to harmful code that damages or destroys any part of your company's computer system.
This coverage is included in a basic BOP, but you have the option to increase coverage limits.
Billing records are destroyed
There is a fire and your practice's billing records are destroyed. This makes it difficult for you to collect payments from patients.
Accounts Receivable Protection
This covers the increased cost of collecting payments and the expense of reestablishing the records of accounts receivable.
Employee dishonesty
Your dental practice receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.
Employee Dishonesty Coverage
This coverage helps pay for a loss if an employee steals money or property from your practice. It is typically an optional coverage.
Liability risks
Injury lawsuit
You are sued because somebody was injured after slipping on a recently mopped floor at your practice.
Allstate coverage
General Liability Protection
This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
Customer data loss or theft
Patients' confidential personal and financial data that you maintain is lost or stolen.
Data Compromise Coverage
This optional coverage provides case management, legal support, credit monitoring and legally required notifications after customer data is affected.