Quality protection for chiropractic practices
Explore coverages for chiropractors
Building or property damage
If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.
Business building/personal property coverage
This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.
A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many documents are damaged, and others are completely destroyed.
Valuable papers and records
This helps cover the cost of restoring important business documents that are damaged or destroyed by a covered loss. This coverage is included in the basic BOP and can be increased if you opt for additional coverage.
Billing records are destroyed
There is a fire and your practice's billing records are destroyed. This makes it difficult for you to collect payments from patients.
Accounts receivable protection
This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable.
Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.
Employee dishonesty coverage
This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage.
You are sued because somebody was injured after slipping on a recently mopped floor at your practice.
General liability protection
This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
Wrongful termination lawsuit
A former employee sues you for wrongful termination.
Employment practices liability coverage
This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.
Customer data loss or theft
Patients' confidential personal and financial data that you maintain is lost or stolen.
Data compromise coverage
This optional coverage provides case management, legal support, credit monitoring and legally required notifications after customer data is affected.