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South Carolina Auto Insurance

Be protected on the road.

When it comes to auto insurance, every state is different. See what South Carolina requires and the common coverage levels of other Allstate policyholders near you. An Allstate agent can help you understand the different insurance types available to you.

Auto insurance requirements are based on your location.



Get a quick, personalized car insurance quote.

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

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Coverage Type
South Carolina Requirements
Common Coverage Levels In South Carolina
Bodily Injury Liability
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident
$100,000 limit per person/$300,000 limit per accident
Property Damage Liability
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
$25,000 limit
$25,000 limit
Uninsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
Bodily Injury: $25,000 limit per person/$50,000 limit per accident

Property Damage: $25,000 limit
Bodily Injury: $25,000 limit per person/$50,000 limit per accident

Property Damage: $25,000 limit (includes a $200 deductible)
Underinsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have enough insurance.
Not required
Not commonly added
Medical Expenses
If you and/or your passengers are hurt in an accident, this can cover your medical or funeral expenses.
Not required
$5,000 limit
Collision
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
Not required
$250 deductible
Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
Not required
$250 deductible


You can count on a local agent.

An Allstate agent can help you find ways to protect what matters most.

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State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums. Coverage limits and deductibles identified as "most common" in the chart above are the most popular limits and deductibles selected by Allstate policyholders in South Carolina. All coverages are subject to policy terms, conditions and state availability.
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