Life Insurance Made Simple

Learn about life insurance policies in this easy-to-understand guide.

Life insurance is a reliable way to help you provide financial security for those who count on you — even when you can't be there for them. Permanent life insurance is a great choice because it offers:

Lifelong protection
The ability to build cash value
Flexibility to adjust your policy if your needs change

With each payment you make to a permanent life insurance policy, part of your premium goes toward insuring your life, and part goes toward building cash value. In some ways, permanent life insurance is like buying a home. When you make the required payments, it can last a lifetime. It can build cash value that can be used to take a loan, make a withdrawal or even skip a payment.¹

With most Allstate life insurance policies, you get recommendations for leading a healthier, happier life with a personalized wellness report.