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Condo Insurance Made Simple

Learn about the key parts of a condo insurance policy.

Blank rental contract.

Need More Protection?

Below are just a few of the optional coverages that you may be able to purchase either as add-ons to an Allstate policy or as a separate policy. Coverages may not be available in all states and limits may vary.

Available as add-ons to your policy
Look under "Coverages" on your Policy Declarations

Extended coverage on jewelry, watches and furs

Increases limits for jewelry, watches and furs.

Provides increased limits for personal property such as jewelry, cameras, antiques, recreational equipment and more.

Identity Theft Restoration

If you identity gets stolen, this coverage can help with legal work, phone calls and lost wages.

Increased coverage on business property

Protects items you're keeping in your residence as business samples or for sale.

Extended Protection Coverage

Helps pay for physical damage that occurs in your condo unit to property owned in common by the condo association.

Loss Assessment Coverage

This helps pay special assessments from your condo association due to a covered loss that exceeds your condo association's coverage limits.

Separate policies you can purchase
Look for these policies in a separate mailing

Your Allstate Agent can help you purchase a separate policy through the National Flood Insurance plan (NFIP). Or call 1-800-ALLSTATE.

If someone sues you over an accident and the settlement exceeds the liability limits on your auto and/or home insurance, this coverage can help protect your assets.

Please note that this brochure is only a summary of condo insurance, written to illustrate in general terms how condo insurance works. The Allstate Condo Insurance Policy is the legal contract that contains the terms and limitations of your policy. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your Allstate policy.

Certain property and casualty insurance offered through Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company: Northbrook, IL; Allstate County Mutual Insurance Company: Irving, TX; Allstate New Jersey Insurance Company: Bridgewater, NJ. Life insurance and annuities offered through Allstate Life.

Insurance Company and in NY, Allstate Life Insurance Company of New York. Please contact your Allstate Agent, call 1-800-ALLSTATE or visit for complete information on other products and services.

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