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Whole Life Insurance

Lasting coverage for those you love

Whole life policies guarantee that the amount of life insurance coverage you buy at the start of the policy remains the same throughout your lifetime. The cost is fixed, based on your age when you buy it. And the money paid to your family when you die is generally income tax free.
  • Death benefit protection

    As long as you make the required payments, you can rest assured that your beneficiaries will receive the death benefit if you pass away. Plans start as low as $124.08/mo for $100,000 of coverage.1

  • Guaranteed cash value

    This policy's savings component allows your earnings to increase regardless of market conditions.

  • The potential to earn excess credits2

    These earnings can be received in cash, accumulated at interest, used to buy additional life insurance or to help reduce premium payments or pay outstanding loans.

Life Made Simple Video: Whole Life Insurance

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Interested in whole life insurance?

Our dedicated life insurance experts can walk you through the process.

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1The monthly rate shown is for Preferred Elite based on a Male, age 37. Whole Life Advantage® is a whole life insurance policy issued by Allstate Life Insurance Company, 3075 Sanders Rd, Northbrook IL 60062. Whole Life Advantage is available in most states with series LU11040 or form ICC12A1. In New York, issued by Allstate Life Insurance Company of New York, Hauppauge, NY, and is available with contract NYLU796.

2Excess credits are available with Allstate Whole Life Advantage.

Rates quoted are subject to change and are set at the company's sole discretion. Rates for other underwriting classifications would be higher. Further underwriting restrictions may apply. Other face amounts and guaranteed premium terms are available but will have different rates than those shown here. Premium may be paid annually, semi-annually, quarterly or monthly; premium paid may differ based on payment mode selected. A medical exam may be required depending on age, health or amount of coverage requested.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA and SIPC, Main Office: 2920 South 84th Street, Lincoln, NE 68506, 877-525-5727.Check the background of this firm on FINRA's BrokerCheck website.

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