When you're thinking about purchasing an Ohio home insurance policy, it's helpful to understand what your policy protects. Allstate House & Home insurance in Ohio typically includes standard coverage, like:
- Dwelling (home structure)
This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
- Other structures
This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
- Personal property
Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
- Liability protection
Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
- Guest medical protection
This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
- Additional protection
Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.
Every home in the Buckeye State is different. A House & Home policy offers you a wide variety of optional coverage, so you can protect the aspects of your home and property that are important to you. Some types of optional coverage coverage you can add may help protect your yard and garden, sports equipment or musical instruments.
Now only Allstate offers these three unique features* together to help protect your rate from going up if you have a claim and reward you by saving you money when you don't. Features like:
- Claim RateGuard® - Helps protect your rate from going up just because you file a home claim.**
- Claim Free Rewards - Get a discount for starting out claim-free, plus money back for every year you don't have a claim.
- NEW! Deductible RewardsSM for Home - Get $100 off your home deductible when you sign up, plus an additional $100 off each year you don't have a claim - up to $500.***
Claim or not, Allstate House & Home Insurance can help protect you and save you money.
Find an agent to learn about the optional coverage available to you in Cincinnati, Columbus, Cleveland, Toledo and beyond.
When you have an Allstate home insurance policy, you not only get dependable coverage, but you'll also get the support of a knowledgeable agent. Your Ohio home insurance agent can:
Find an agent to learn more about home insurance in Ohio.
Ohio homeowners insurance from Allstate is not only affordable, but there are also many discounts available to help you save even more. An agent can help you understand all of the ways you can save on home insurance in Ohio.
Learn more about Allstate home insurance discounts.
