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North Carolina Home Insurance

Make sure your home is covered.

There's no place like home in North Carolina. Take a closer look at what standard homeowners insurance covers where you live.

State Map

You're looking at coverages in North Carolina. Select a new state to see what may be needed there.

Types of coverage

See what a homeowners insurance policy can help protect in North Carolina.

Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss

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Optional coverage

You might want to add coverage for something in or around your home that's not protected by a standard Allstate homeowners policy, like your yard or garden. Learn about the types of optional coverage we offer, and how they can help better protect your place.

Learn More
A local North Carolina Allstate agent can help you learn more about a homeowners insurance policy.
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Save on your home insurance.

See what home insurance discounts you could qualify for in North Carolina.

Explore discounts

Related resources

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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