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Massachusetts Home Insurance

Protect Your Home Inside And Out.

Being a Massachusetts homeowner means enjoying the best of all four seasons. However, those changing conditions can take a toll on your house. Whether you're in South Boston, Worcester, Springfield or a smaller town, you can help safeguard your Massachusetts residence all year long with home insurance from Allstate.

Your policy will automatically come with the support of a knowledgeable local agent who can help you understand what's covered under your Massachusetts home insurance policy

State Map

Home insurance information is based on your current location.



Standard Home Insurance Coverage Explained.

Most home insurance policies include standard coverage types to help you protect your home, your belongings and your family. These types of standard coverage usually include:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

House & Home Offers You More Options.

Every home in the Old Colony State is different. A House & Home policy offers you a wide variety of optional coverage, so you can protect the aspects of your home and property that are important to you. Some types of optional coverage you can add may help protect your yard and garden, sports equipment or musical instruments.

Now only Allstate offers these three unique features* together to help protect your rate from going up if you have a claim and reward you by saving you money when you don't. Features like:

  • Claim RateGuard® - Helps protect your rate from going up just because you file a home claim.**
  • Claim Free Rewards - Get a discount for starting out claim-free, plus money back for every year you don't have a claim.
  • NEW! Deductible Rewards for Home - Get $100 off your home deductible when you sign up, plus an additional $100 off each year you don't have a claim - up to $500.***

Claim or not, Allstate House & Home Insurance can help protect you and save you money.

Find an agent to learn about the optional coverage available to you in Massachusetts

A Local Massachusetts Agent Will Be There For You.

When you have an Allstate home insurance policy, you not only get dependable coverage, but you’ll also get the support of a knowledgeable agent. Your Massachusetts home insurance agent can:

Find an agent to learn more about the benefits of Allstate New Mexico home insurance.

Save On Home Insurance In Massachusetts.

Massachusetts homeowners insurance from Allstate is not only affordable, but there are also many discounts available to help you save even more. An agent can help you understand all of the ways you can save on home insurance in Massachusetts.

Learn more about Allstate home insurance discounts.

*Features are optional and a part of the Enhanced Package. Subject to terms, conditions and availability. Savings will vary.
**This feature applies to one claim every five years.
***Must add Enhanced Packaged within 60 days of policy inception to earn an additional $100 reward at the 1st annual renewal. Max deductible rewards that can be used in event of a claim is $500. Subject to availability. Not available in all states. Exclusions apply.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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