Kansas City car insurance

Kansas City straddles the Missouri-Kansas border and serves as a major Midwestern cultural and economic destination that combines historical charm with modern development. Known for its distinctive style of barbecue, legendary jazz heritage, and unique fountains, Kansas City is located at the intersection of many major interstates (I-70, I-35, and I-29), making it a key transportation hub in the heart of America.

Every state has different auto insurance requirements. If you are a Kansas City driver, look at the list below for minimum coverage and coverage limits in Missouri. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 70 Kansas City zip codes from 64102 to 64999. A Kansas City Allstate agent can help you understand the different insurance types available to you.

Auto liability insurance is a type of car insurance coverage that's required by law in Missouri, so Kansas City drivers must have it.

More specifically, the following liability coverages are the minimum required in Kansas City:

• $25,000 bodily injury liability limit per person
• $50,000 bodily injury liability limit per accident
• $25,000 property damage liability
• Uninsured motorist coverage for $25,000 per person, $50,000 per accident

Underinsured motorist coverage¹, collision¹ and comprehensive¹ coverage are not required for Kansas City drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Missouri law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

It's possible to get quality coverage in Kansas City at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Kansas City drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

Student driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Kansas City teen driver meets these requirements:

• Is an unmarried, full-time student under the age of 25 and getting good grades
• Attends school at least 100 miles away from where the car is garaged

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Kansas City agent today.

If you are stopped by the police and asked to show your auto insurance card, drivers in Kansas City can show an electronic insurance card. Most states, including Missouri, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.