Brooklyn car insurance

Brooklyn, the highest populated borough of New York City, sits on the western end of Long Island and serves as a vibrant cultural hub known for its diverse neighborhoods, historic brownstones, and thriving arts scene. Home to iconic landmarks like the Brooklyn Bridge, Prospect Park, and Coney Island, the borough attracts millions of visitors annually who come to experience it.

Every state has different auto insurance requirements. If you are a Brooklyn driver, look at the list below for minimum coverage and coverage limits in New York. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 47 Brooklyn zip codes from 11201 to 11252. A Brooklyn Allstate agent can help you understand the different insurance types available to you.

Auto liability insurance is a type of car insurance coverage that's required by law in New York, so Brooklyn drivers must have it.

More specifically, the following liability coverages are the minimum required in Brooklyn:

• $25,000 bodily injury liability limit per person
• $50,000 bodily injury liability limit per accident
• $10,000 property damage liability
• Uninsured/underinsured motorist coverage for $25,000 per person, $50,000 per accident

Collision¹ and comprehensive¹ coverage are not required for Brooklyn drivers. In New York, no-fault/personal injury protection insurance coverage is also required. This means all drivers are required to have Personal Injury Protection (PIP) attached to their policies for covered claims. PIP covers any damages a driver incurs from an accident, including medical expenses and lost wages up to policy limits, regardless of who is at fault.

All coverages are subject to the coverage limits stated in your policy.

¹Although New York law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

It's possible to get quality coverage in Brooklyn at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Brooklyn drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

New car discount

You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.

Student driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Brooklyn teen driver meets these requirements:

• Is a single, full-time student under the age of 25 and getting good grades
• Attends school at least 100 miles away from where the car is garaged
• Successfully completes the teenSMART® driver education program

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Brooklyn agent today.

If you are stopped by the police and asked to show your auto insurance card, drivers in Brooklyn can show an electronic insurance card. Most states, including New York, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.