How to save money on condo insurance

Condominium insurance rates will vary, depending in part on the coverages and limits you select. For instance, the coverage limits you select for your personal property protection can influence the price you pay for insurance. To help reduce prices, Allstate offers several discounts on condo insurance.

Allstate® condo discounts include:

  • Multi-policy discount
    Save when you bundle your condo insurance with an Allstate auto insurance policy. Additional discounts are available if you bundle with other Allstate policies, such as life insurance, personal umbrella policy or boat insurance.
  • Welcome & loyalty discount
    Save on your condo insurance premium just for switching to Allstate. As long as you're a customer, you'll continue to save every year after that.
  • Protective device discount
    Save when your condo has theft or fire protection devices.
  • Homebuyer discount
    If you have just purchased a condo, you may be able to reduce your condo insurance costs.
  • Easy Pay Plan®
    Save when you set up automatic payments.
  • Early signing discount
    Save on your condo insurance premium when you sign up for a new policy at least seven days before your current one with a different insurer expires.
  • Claim-free discount
    Save when you switch to Allstate without a recent condo insurance claim.
  • Responsible payer discount
    Save for making your premium payments on time.
  • Windstorm mitigation discounts
    Available for Florida homes that have documented wind-damage mitigation features, which protect against wind and rain damage present in hurricanes and other severe windstorms. Wind-damage mitigation features make your home safer and can yield significant savings on your property insurance policy. To qualify for these Florida discounts available from Castle Key Insurance Company and Castle Key Indemnity Company, wind mitigation features may be verified through a licensed inspector or licensed general contractor.

Request a quote to learn more about potential condo insurance discounts.