Be Ready For Whatever Your Workday May Bring.

While it's natural to make mistakes, some unintentional accidents can lead to injuries and potentially devastating lawsuits. Fortunately, there are a variety of ways you can help to protect your business and mitigate risks—all it takes is a little foresight and a helping hand from an Allstate agent. With Allstate in your corner, you can count on having support when the going gets tough.

See What's Covered With Business Liability Insurance.

Business Liability

Liability Risks

You Face An Injury Lawsuit

A customer slips and falls on your wet, unattended office floor and files an injury lawsuit.

Allstate Coverage

General Liability Protection

This coverage helps to protect you in the case of lawsuits due to a customer injury for which you are legally obligated to pay. Your coverage is based on a per-loss limit and an annual limit.

You Face A Wrongful Termination Lawsuit

A disgruntled employee sues you for wrongful termination.

Employment Practices Liability*

This coverage helps to provide protection in the event of wrongful termination, sexual harassment or discrimination. Your coverage is based on a per-loss limit and an annual limit.

Your Customer Data Is Lost Or Stolen

A significant amount of your customers' confidential personal and financial data is lost or stolen.

Data Compromise*

With this coverage, you can save time and money, and avoid recovery costs.

Allstate provides case management, legal support, credit monitoring and legally required notifications.

You Make A Professional Error

A client follows your professional advice, but it turns out to be erroneous and the situation does not turn out the way they expected.

Miscellaneous Professional Liability*

This coverage helps to protect you from the legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing your profession.

Employees Use Their Own Automobile

You ask your employee to use their personal car to run a business errand on a busy day, and while they are in transit, they get into an accident.

Employers Non-Owned Auto Liability*

This coverage helps to protect you for liability as a result of an employee using their own car while conducting business on your behalf.

It provides coverage if your employee causes property damage or injury as a result of an accident in their personal vehicle.

There Is Damage To A Customer's Health

A customer had a reaction to the chemicals that were used to provide them with services.

Products & Completed Operations

This coverage helps to protect the insured in the event of claims caused by products they sold, distributed, produced, or handled.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.

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Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

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Subject to the policy terms, conditions, limitations and exclusions.

The situations listed above are examples of typical coverages and are not intended to convey coverage relating to any specific loss or event. This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions, limitations and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions, limitations and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

*Optional coverage.

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