Denver car insurance

Denver, the capital and most populated city of Colorado is nicknamed “the Mile High City” for its location at the eastern edge of the Rocky Mountains at an elevation of 5,280 feet. Denver combines outdoor recreation with urban sophistication, offering easy access to world-class skiing and mountain activities while maintaining a vibrant downtown culture known for its craft breweries, farm-to-table restaurants, and thriving arts scene. Major transportation arteries like I-70 and I-25 intersect in Denver, connecting it to both mountain destinations and other major urban centers across the American West.

Every state has different auto insurance requirements. If you are a Denver driver, look at the list below for minimum coverage and coverage limits in Colorado. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 69 Denver zip codes from 80201 to 80299. A Denver Allstate agent can help you understand the different insurance types available to you.

Auto liability insurance is a type of car insurance coverage that's required by law in Colorado, so Denver drivers must have it.

More specifically, the following liability coverages are the minimum required in Denver:

• $25,000 bodily injury liability limit per person
• $50,000 bodily injury liability limit per accident
• $15,000 property damage liability

Uninsured/Underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for Denver drivers. In Colorado, no-fault/personal injury protection insurance coverage is not available.

All coverages are subject to the coverage limits stated in your policy.

¹Although Colorado law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

It's possible to get quality coverage in Denver at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Denver drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

Student driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Denver teen driver meets these requirements:

• Is an unmarried, full-time student under the age of 25 and getting good grades
• Attends school at least 100 miles away from where the car is garaged
• Successfully completes the teenSMART® driver education program

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Denver agent today.

If you are stopped by the police and asked to show your auto insurance card, drivers in Denver can show an electronic insurance card. Most states, including Colorado, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.