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Renters Insurance Made Simple

Learn about the key parts of a renters insurance policy.

Blank rental contract.

Optional Coverages

Below are just a few of the optional coverages that you may be able to purchase either as add-ons to an Allstate policy or as a separate policy. Coverages may not be available in all states and limits may vary.

Available as add-ons
Look under "Coverages" on your Allstate Policy Declarations.

Extended coverage on jewelry, watches and furs

Increases limits for jewelry, watches and furs

Provides increased limits for appraised personal property such as jewelry, cameras, antiques, recreational equipment and more.

Uninsured/Underinsured Motorist

Varies by State

Identity Theft Restoration

If your identity gets stolen, this coverage can help with legal work, phone calls, and lost wages.

Increased coverage on business property

Protects items you're keeping in your home as business samples or for sale.

Separate policies you can purchase
Look for these policies in a separate mailing

Your Allstate Agent can help you purchase a separate policy through the National Flood Insurance plan (NFIP). Or call 1-800-ALLSTATE.

If someone sues you over an accident and the settlement exceeds the liability limits on your auto and/or home insurance, this coverage can help protect your assets.

This content is for informational purposes only and may not be applicable to all situations.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2017 Allstate Insurance Company, Northbrook, IL.

Please note that this website provides only a summary of renters insurance, written to illustrate in general terms how renters insurance works. Your insurance policy is the legal contract that contains the terms and limitations of your coverage. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your insurance policy.

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