Term Life Insurance Made Simple

Convert Term Life Insurance to Permanent Life Insurance

Converting a term policy to a permanent policy.

If you decide you want lifetime coverage, some term policies allow
you to convert your term life insurance into a permanent policy without a medical exam.
Making the decision to convert may save you money versus purchasing
a new life insurance policy at the end of your term.

Like owning a home, permanent insurance builds cash value you can
borrow or withdraw.1 Keep in mind, taking a loan or withdrawal may
impact your death benefit.

Questions?

Call, visit or e-mail your Allstate agency





1. Loans or partial withdrawals can reduce the policy’s cash value and death benefit, increase the possibility of policy lapse and may result in a tax liability. Consult a tax advisor for more information on the tax treatment of loans or withdrawals from a life insurance policy.

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