INNO_T3Shoot_FEV2971_2017_Raw_3648x2432_US-EN.jpg

What is my return on a universal life insurance policy?

Last Updated : August 2024
Published By : Allstate

This calculator helps you determine the return on a universal life insurance policy. Your expected return is based on the policy amount, and your life insurance company's investment performance, policy premiums and tax rates. In the event of your death, your universal life insurance policy pays a benefit to your beneficiary, and coverage persists for as long as payments are made. Your premium considers your age and health characteristics.

Get a term life insurance quote online.

Term life insurance is perfect for anyone trying to save money today and keep their loved ones protected in the future.

get a quote

Stories & tips for everyday life

you're in good hands®
©2026 Allstate Insurance Company
Our website is filled with tips and general information to help you understand the different aspects of insurance and certain topics that many of us face in our everyday lives. Please recognize that a particular tip may not be effective in every circumstance. The above content is provided for informational purposes only and does not relate to or affect coverage under any specific insurance policy. We encourage you to read your specific policy and/or speak to an insurance representative to fully understand your coverages, discounts, savings, or other features. Coverages, discounts, savings, or other features vary between insurers, vary by state, and may not be available in all states. Insurance coverage is subject to your specific policy terms & conditions. Allstate is not responsible for, and does not endorse the content of, any third-party website that might be hyperlinked from this website. Allstate is not affiliated with, endorsed by, or sponsored by any third-party website or source that may be hyperlinked from this website.
This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life insurance offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 525-5727. Check the background of this firm on FINRA's BrokerCheck website http://brokercheck.finra.org.