Bakersfield car insurance

Bakersfield is located in California's Central Valley and serves as the major urban center of Kern County and a hub for agriculture and oil production. Known for pioneering the "Bakersfield Sound", the city still maintains its country western culture while evolving into a diverse metropolitan area with cultural attractions and a growing food scene. Semi-arid with hot, dry summers and typical southern San Joaquin Valley mild winters, the city’s location at the junction of Highway 99 and Highway 58 makes it a transportation link between the Central Valley and Southern California.

Every state has different auto insurance requirements. If you are a Bakersfield driver, look at the list below for minimum coverage and coverage limits in California. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 22 Bakersfield zip codes from 93301 to 93390. A Bakersfield Allstate agent can help you understand the different insurance types available to you.

Auto liability insurance is a type of car insurance coverage that's required by law in California, so Bakersfield drivers must have it.

More specifically, the following liability coverages are the minimum required in Bakersfield:

• $30,000 bodily injury liability limit per person
• $60,000 bodily injury liability limit per accident
• $15,000 property damage liability

Uninsured/Underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for Bakersfield drivers. All coverages are subject to the coverage limits stated in your policy.

¹Although California law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

It's possible to get quality coverage in Bakersfield at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Bakersfield drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

Student driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Bakersfield teen driver meets these requirements:

• Is a single, full-time student and getting good grades
• Successfully completes the teenSMART® driver education program

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Bakersfield agent today.

If you are stopped by the police and asked to show your auto insurance card, drivers in Bakersfield can show an electronic insurance card. Most states, including California, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.