Tampa car insurance

Tampa is Florida's third-largest city, sits on Tampa Bay along the Gulf Coast and serves as the economic center of the Tampa Bay Area. Known for its mix of historic Cuban culture in Ybor City and modern waterfront development, the city combines year-round outdoor recreation and a growing urban scene with diverse restaurants, craft breweries, and cultural attractions. The I-75 and I-4 connect it to other major Florida destinations.

Every state has different auto insurance requirements. If you are a Tampa driver, look at the list below for minimum coverage and coverage limits in Florida. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 58 Tampa zip codes from 33602 to 33688. A Tampa Allstate agent can help you understand the different insurance types available to you.

Auto liability insurance is a type of car insurance coverage that's required by law in Florida, so Tampa drivers must have it.

More specifically, these are the minimum required in Tampa:

• $10,000 property damage liability
• $10,000 personal injury protection

Bodily injury liability¹, uninsured/underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for Tampa drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Florida law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

It's possible to get quality coverage in Tampa at a lower rate than you might think. Whether you decide to drive down your insurance costs with Drivewise®, invest in an anti-theft device and more, Tampa drivers can find many ways to save with Allstate.

New car discount

You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.

Student driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Tampa teen driver meets these requirements:

• Is an unmarried, full-time student under the age of 25 and getting good grades
• Attends school at least 100 miles away from where the car is garaged
• Successfully completes the teenSMART® driver education program

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Tampa agent today.

If you are stopped by the police and asked to show your auto insurance card, drivers in Tampa can show an electronic insurance card. Most states, including Florida, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.