Coverage designed with San Antonio in mind
San Antonio, Texas, isn't only the second most populated city in Texas, it's also the seventh most populated city in the entire United States. Founded as a Spanish Mission, San Antonio is well known for The Alamo. One corner of the "Texas Triangle," the city is home to a professional basketball team and plenty of sightseeing opportunities, including theme parks. Interstates 10 and 35 go through the city which is in South Texas and nearly the same distance to the border with Mexico to the west and the Gulf Coast to the southeast.
When it comes to auto insurance, every state has different requirements. For drivers in San Antonio, you can see what coverage and coverage limits Texas requires in the list below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Allstate offers auto insurance across all San Antonio zip codes from 78201 to 78266. A San Antonio Allstate agent can help you understand the different insurance types available to you.
San Antonio car insurance requirements
Auto liability insurance is a type of car insurance coverage that's required by law in Texas, so San Antonio drivers must have it.
More specifically, the following liability coverages are the minimum required in San Antonio:
- $30,000 bodily injury liability limit per person
- $60,000 bodily injury liability limit per accident
- $25,000 property damage liability
Uninsured/Underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for San Antonio drivers. In Texas, no-fault/personal injury protection insurance coverage is optional.
All coverages are subject to the coverage limits stated in your policy.
¹Although Texas law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
San Antonio auto insurance discounts
It's possible to get quality coverage in San Antonio at a lower rate than you might think. Whether you decide to drive down your insurance costs with Drivewise®, invest in an anti-theft device and more, San Antonio drivers can find many ways to save with Allstate
Multiple policy discount
Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.
New car discount
You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.
Teen driver discounts
Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your San Antonio teen driver meets these requirements:
- Is a single, full-time student under the age of 25 and getting good grades
- Attends school at least 100 miles away from where the car is garaged
- Successfully completes the teenSMART℠ driver education program
Proof of insurance in San Antonio
If you are stopped by the police and asked to show your auto insurance card, drivers in San Antonio can show an electronic insurance card. Most states, including Texas, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.