Coverage designed with Jacksonville in mind

Jacksonville, Florida, is the largest city by area in the U.S. and the largest city in Florda. Known for its sprawling urban landscape and vibrant coastal culture, Jacksonville offers a diverse range of attractions and outdoor activities. With its miles of stunning Atlantic Ocean beaches, the city boasts a unique blend of natural beauty and urban development. The city's vast area, variety of neighborhoods, and rich cultural scene make it a dynamic hub for residents and visitors alike. Jacksonville is intersected by several major roadways, including Interstate 95, which runs north-south, and Interstate 10, stretching westward towards the rest of Florida and beyond.

When it comes to auto insurance, every state has different requirements. For drivers in Jacksonville, you can see what coverage and coverage limits Florida requires in the list below. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.

Allstate offers auto insurance across all 27 Jacksonville zip codes from 32202 to 32277. A Jacksonville Allstate agent can help you understand the different insurance types available to you.

Get a quick personalized Jacksonville car insurance quote

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

Jacksonville car insurance requirements

Auto liability insurance is a type of car insurance coverage that's required by law in Florida, so Jacksonville drivers must have it.

More specifically, the following liability coverages are the minimum required in Jacksonville:


Bodily injury liability, uninsured/underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for Jacksonville drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Florida law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

Jacksonville auto insurance discounts

It's possible to get quality coverage in Jacksonville at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Jacksonville drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

New car discount

You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.

Teen driver discounts

Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Jacksonville teen driver meets any of these requirements:

  • Is a single, full-time student under the age of 25 and getting good grades
  • Attends school at least 100 miles away from where the car is garaged
  • Successfully completes the teenSMART driver education program

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Jacksonville agent today.

Proof of insurance in Jacksonville

If you are stopped by the police and asked to show your auto insurance card, drivers in Jacksonville can show an electronic insurance card. Most states, including Florida, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.