Coverage designed with Colorado Springs in mind
The most extensive city in Colorado and second most populated, Colorado Springs is known for its natural beauty, extraordinary outdoor recreation and mountain views. Home to the famous Garden of the Gods, Pikes Peak and dozens of other parks, trails and open spaces. This central Colorado city at the eastern foot of the Rocky Mountains is split down the middle by Interstate 25.
When it comes to auto insurance, every state has different requirements. For drivers in Colorado Springs, you can see what coverage and coverage limits Colorado requires in the list below. These requirements are just a starting point – you may want to purchase additional coverages or increase your coverage limits.
Allstate offers auto insurance across all 50+ Colorado Springs zip codes from 80901 to 80997. A Colorado Springs Allstate agent can help you understand the different insurance types available to you.
Colorado Springs car insurance requirements
Auto liability insurance is a type of car insurance coverage that's required by law in Colorado, so Colorado Springs drivers must have it.
More specifically, the following liability coverages are the minimum required in Colorado Springs:
- $25,000 bodily injury liability limit per person
- $50,000 bodily injury liability limit per accident
- $15,000 property damage liability
Uninsured/Underinsured motorist coverage, collision¹ and comprehensive¹ coverage are not required for Colorado Springs drivers. In Colorado, no-fault/personal injury protection insurance coverage is optional.
All coverages are subject to the coverage limits stated in your policy.
¹Although Colorado law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Colorado Springs auto insurance discounts
It's possible to get quality coverage in Colorado Springs at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Colorado Springs drivers can find many ways to save with Allstate.
Multiple policy discount
Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.
New car discount
You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.
Teen driver discounts
Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Colorado Springs teen driver meets these requirements:
- Is a single, full-time student under the age of 25 and getting good grades
- Attends school at least 100 miles away from where the car is garaged
- Successfully completes the teenSMART℠ driver education program
Proof of insurance in Colorado Springs
If you are stopped by the police and asked to show your auto insurance card, drivers in Colorado Springs can show an electronic insurance card. Most states, including Colorado, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.