Allstate’s 2025 America’s Best Drivers Report® reveals the safest and riskiest driving cities

A smiling young man is sitting in the driver's seat of a car with his hands on the steering wheel.
Allstate analyzed data related to auto insurance claims in the 200 most-populated U.S. cities to create the 2025 America’s Best Drivers Report (see full methodology at the end). First launched in 2005, this year’s report revisits collision data published a decade ago to reveal surprising shifts in driving safety across the country.

The 10 safest driving cities in the U.S.

From the 2025 report, these are the top 10 cities with the safest drivers (least likely to experience a collision):

  1. Brownsville, TX
  2. Boise, ID
  3. Fort Collins, CO
  4. Cary, NC
  5. Laredo, TX
  6. Olathe, KS
  7. Scottsdale, AZ
  8. Port St. Lucie, FL
  9. Madison, WI
  10. Eugene, OR

The 10 riskiest driving cities in the U.S.

From the 2025 report, these are the top 10 cities with the riskiest drivers (most likely to experience a collision):

  1. Boston, MA
  2. Washington, DC
  3. Baltimore, MD
  4. Worcester, MA
  5. Springfield, MA
  6. Glendale, CA
  7. Los Angeles, CA
  8. Oakland, CA
  9. Providence, RI
  10. Philadelphia, PA

Driving by the numbers: What the data reveals

East Coast or West Coast: Which is riskier?

  • Seven of the 10 cities with the highest collision rates are located in the Northeast, including Boston, Washington, D.C., Baltimore and Philadelphia.
  • But don’t count out the West Coast: Los Angeles, Glendale and Oakland, California, round out the 10 riskiest cities for drivers.

Everything’s bigger – and safer – in Texas

  • Brownsville, Texas, is the safest driving city in America, with Laredo, McAllen and Corpus Christi also landing in the top 20.
  • Across the state, 21 cities, including major metros such as Austin, Fort Worth, Houston and Dallas, have climbed the ranks over the past decade.

The Pacific Northwest gets a glow-up

  • Drivers in Washington, Oregon and Alaska are safer behind the wheel than they were a decade ago, with some of the largest reductions in collisions nationwide.
  • Bellevue, Washington, leads the way, climbing 133 spots since 2015 to earn the title of most improved city. Other Northwest cities making significant strides include Anchorage, Alaska, and Portland, Oregon.

Midwest "nice" hits a speed bump

  • Several Midwestern cities have experienced significant declines in safe driving since 2015.
  • St. Louis saw the steepest drop, falling 90 spots to No. 175. Des Moines, Iowa, dropped 89 places to No. 108, and Kansas City, Missouri, slid 84 spots to No. 101.
  • Other cities following this downward trend include Sioux Falls, South Dakota; Minneapolis; Cleveland; Omaha, Nebraska; and Indianapolis.

Collision rates climb in America’s riskiest cities

  • While the average city has seen a modest decline in collisions since 2015, the gap between the safest and riskiest cities is widening.
  • Several cities among the 50 most collision-prone cities have seen more than a 25% increase in crash rates since 2015, underscoring a growing divide in road safety.

How to stay safe and save on the road

Every safe driver makes a difference. Sticking to the speed limit, prioritizing safety features when choosing your next vehicle or using a safe driving app like Allstate’s Drivewise are just a few of the ways you can protect yourself and others on the road. Curious how your city ranked? Check out the full list below.

America’s Best Drivers Report

2025 rank City Avg. years between collisions Relative collision likelihood (to national average) 2015 rank Change from 2015 to 2025
1 Brownsville, TX 14.24 -25.90% 2 +1
2 Boise, ID 13.90 -24.1% 3 +1
3 Fort Collins, CO 13.36 -21.0% 4 +1
4 Cary, NC 12.91 -18.3% 10 +6
5 Laredo, TX 12.83 -17.7% 8 -3
6 Olathe, KS 12.77 -17.3% 14 +8
7 Scottsdale, AZ 12.74 -17.1% 39 +32
8 Port St. Lucie, FL 12.46 -15.3% 18 +10
9 Madison, WI 12.35 -14.5% 6 -3
10 Eugene, OR 12.27 -14.0% 35 +25
11 McAllen, TX 12.13 -12.9% 36 +25
12 Huntsville, AL 11.97 -11.8% 9 -3
13 Fayetteville, NC 11.74 -10.1% 90 +77
14 Cape Coral, FL 11.63 -9.2% 5 -9
15 Overland Park, KS 11.59 -8.9% 32 +17
16 Gainesville, FL 11.55 -8.6% NEW ADDITION
17 Knoxville, TN 11.53 -8.4% 29 +12
18 Roseville, CA 11.39 -7.3% NEW ADDITION
19 Chattanooga, TN 11.39 -7.3% 51 +32
20 Corpus Christi, TX 11.23 -6.0% 58 +38
21 Gilbert, AZ 11.20 -5.8% 33 +12
22 Lakewood, CO 11.19 -5.6% 24 +2
23 Colorado Springs, CO 11.10 -4.9% 16 -7
24 Lexington, KY 11.01 -4.1% 31 +7
25 St. Petersburg, FL 10.95 -3.6% 52 +27
26 Chandler, AZ 10.94 -3.6% 28 +2
27 Orlando, FL 10.94 -3.5% 75 +48
28 Amarillo, TX 10.88 -3.0% 23 -5
29 Jackson, MS 10.84 -2.6% 114 +85
30 Thornton, CO 10.81 -2.4% NEW ADDITION
31 Jacksonville, FL 10.81 -2.3% 43 +12
32 Anchorage, AK 10.78 -2.1% 127 +95
33 Chesapeake, VA 10.75 -1.8% 56 +23
34 Greensboro, NC 10.74 -1.7% 72 +38
35 Mesa, AZ 10.72 -1.5% 27 -8
36 Rockford, IL 10.69 -1.3% 46 +10
37 Tallahassee, FL 10.68 -1.1% 40 -3
38 El Paso, TX 10.66 -0.9% 50 +12
39 Naperville, IL 10.65 -0.8% 100 +61
40 Durham, NC 10.60 -0.5% 91 +51
41 Bellevue, WA 10.58 -0.3% 174 +133
42 Lincoln, NE 10.57 -0.1% 21 -21
43 Winston-Salem, NC 10.55 0.1% 38 -5
44 Kansas City, KS 10.55 0.1% 1 -43
45 Lubbock, TX 10.53 0.2% 53 +8
46 Virginia Beach, VA 10.46 1.0% 93 +47
47 Fort Lauderdale, FL 10.43 1.2% 73 +26
48 Springfield, MO 10.39 1.6% 15 -33
49 Shreveport, LA 10.36 1.9% 87 +38
50 Peoria, AZ 10.32 2.2% 30 -20
51 Vancouver, WA 10.32 2.3% 94 +43
52 Pembroke Pines, FL 10.30 2.5% 111 +59
53 Fort Wayne, IN 10.30 2.5% 22 -31
54 Salem, OR 10.25 2.9% 120 +66
55 Birmingham, AL 10.24 3.1% 20 -35
56 Wichita, KS 10.24 3.1% 11 -45
57 Akron, OH 10.23 3.2% 54 -3
58 Columbus, GA 10.20 3.5% 76 +18
59 Milwaukee, WI 10.17 3.8% 45 -14
60 Raleigh, NC 10.13 4.2% 77 +17
61 Montgomery, AL 10.11 4.4% 13 -48
62 Clarksville, TN 10.11 4.4% 67 +5
63 Oklahoma City, OK 10.06 5.0% 89 +26
64 Reno, NV 10.04 5.1% 12 -52
65 Mobile, AL 10.00 5.6% 25 -40
66 Aurora, IL 9.95 6.1% 65 -1
67 Surprise, AZ 9.91 6.5% NEW ADDITION
68 Tampa, FL 9.90 6.6% 131 +63
69 Toledo, OH 9.86 7.0% 48 -21
70 Tulsa, OK 9.83 7.4% 62 -8
71 Tucson, AZ 9.83 7.4% 37 -34
72 Miami, FL 9.73 8.5% 147 +75
73 Spokane, WA 9.73 8.5% 64 -9
74 Killeen, TX 9.67 9.2% 135 +61
75 Honolulu, HI 9.66 9.3% 150 +75
76 Visalia, CA 9.66 9.3% NEW ADDITION
77 Little Rock, AR 9.58 10.2% 130 +53
78 Joliet, IL 9.56 10.4% 55 -23
89 Pasadena, TX 9.50 11.2% 99 +20
80 Murfreesboro, TN 9.50 11.2% NEW ADDITION
81 Elk Grove, CA 9.49 11.3% 78 -3
82 Hollywood, FL 9.48 11.4% 141 +59
83 Chula Vista, CA 9.47 11.4% 112 +29
84 Louisville, KY 9.40 12.3% 69 -15
85 Augusta, GA 9.37 12.7% 82 -3
86 Albuquerque, NM 9.36 12.8% 109 +23
87 Hialeah, FL 9.34 13.0% 125 +38
88 Memphis, TN 9.34 13.1% 96 +8
89 Macon, GA 9.33 13.1% NEW ADDITION
90 Bakersfield, CA 9.27 13.9% 86 -4
91 Oxnard, CA 9.22 14.4% 80 -11
92 Henderson, NV 9.17 15.1% 57 -35
93 Charleston, SC 9.16 15.2% 122 +29
94 Salt Lake City, UT 9.16 15.2% 74 -20
95 Frisco, TX 9.13 15.6% 146 +51
96 Omaha, NE 9.12 15.7% 26 -70
97 Newport News, VA 9.11 15.9% 49 -48
98 Jersey City, NJ 9.05 16.7% 136 +38
99 Charlotte, NC 9.02 17.1% 142 +43
100 Seattle, WA 9.00 17.3% 184 +84
101 Kansas City, MO 8.98 17.5% 17 -84
102 Portland, OR 8.97 17.7% 183 +81
103 Huntington Beach, CA 8.91 18.5% 103 0
104 Oceanside, CA 8.88 18.9% 126 +22
105 Columbia, SC 8.88 18.9% 149 +44
106 Salinas, CA 8.84 19.3% 59 -47
107 Nashville, TN 8.84 19.4% 83 +24
108 Des Moines, IA 8.83 19.6% 19 -89
109 Rancho Cucamonga, CA 8.83 19.6% 66 -43
110 Tacoma, WA 8.81 19.9% 164 +54
111 Santa Rosa, CA 8.80 19.9% 104 -7
112 Waco, TX 8.71 21.2% 106 -6
113 Grand Prairie, TX 8.69 21.4% 171 +58
114 Sunnyvale, CA 8.68 21.6% 169 +55
115 Phoenix, AZ 8.65 22.1% 63 -52
116 Fremont, CA 8.64 22.1% 172 +56
117 San Diego, CA 8.62 22.5% 123 -6
118 McKinney, TX 8.59 22.8% 154 +36
119 Tempe, AZ 8.57 23.2% 47 -72
120 Escondido, CA 8.56 23.3% 105 -15
121 Corona, CA 8.55 23.4% 132 +11
122 Plano, TX 8.54 23.7% 163 +41
123 Denton, TX 8.51 24.0% NEW ADDITION
124 Lancaster, CA 8.33 26.8% 44 -80
125 Sioux Falls, SD 8.32 26.9% 42 -83
126 Indianapolis, IN 8.31 27.0% 60 -66
127 Denver, CO 8.28 27.5% 84 -43
128 Fort Worth, TX 8.27 27.7% 153 +25
129 San Antonio, TX 8.21 28.5% 137 +8
130 Aurora, CO 8.17 29.3% 118 -12
131 Palmdale, CA 8.16 29.4% 68 -63
132 Riverside, CA 8.16 29.4% 124 -8
133 Fontana, CA 8.15 29.6% 97 -36
134 Irving, TX 8.14 29.6% 182 +48
135 Austin, TX 8.13 29.9% 166 +31
136 Fresno, CA 8.13 29.9% 98 -38
137 Santa Clarita, CA 8.11 30.1% 108 -29
138 Glendale, AZ 8.07 30.8% 61 -77
139 Norfolk, VA 8.00 31.9% 138 -1
140 New York, NY 7.99 32.0% 151 +11
141 Columbus, OH 7.94 33.0% 119 -22
142 Detroit, MI 7.92 33.3% 110 -32
143 Arlington, TX 7.90 33.6% 175 +32
144 San Jose, CA 7.88 34.0% 165 +21
145 Ontario, CA 7.86 34.4% 79 -66
146 Cleveland, OH 7.85 34.4% 70 -76
147 Arlington, VA 7.81 35.2% 175 +28
148 Rochester, NY 7.80 35.3% 152 +4
149 Pomona, CA 7.80 35.3% 101 -48
150 Modesto, CA 7.79 35.5% 107 -43
151 Mesquite, TX 7.79 35.6% 162 +11
152 Moreno Valley, CA 7.77 35.8% 92 -60
153 Stockton, CA 7.77 35.8% 117 -36
154 Houston, TX 7.75 36.1% 170 +16
155 Buffalo, NY 7.74 36.4% 157 +2
156 Chicago, IL 7.69 37.2% 134 -22
157 Cincinnati, OH 7.69 37.3% 160 +3
158 Savannah, GA 7.67 37.6% 143 -15
159 Baton Rouge, LA 7.66 37.8% 145 -14
160 Minneapolis, MN 7.63 38.4% 81 -79
161 Richmond, VA 7.58 39.2% 88 -73
162 Hayward, CA 7.57 39.5% 156 -6
163 Yonkers, NY 7.49 40.9% 155 -8
164 San Bernardino, CA 7.48 41.1% 102 -62
165 Dallas, TX 7.47 41.4% 177 +12
166 Enterprise, NV 7.46 41.6% NEW ADDITION
167 Paterson, NJ 7.44 41.8% 180 +13
168 New Orleans, LA 7.44 41.9% 158 -10
169 Irvine, CA 7.43 42.0% 159 -10
170 Garland, TX 7.41 42.4% 181 +11
171 Pittsburgh, PA 7.36 43.3% 185 +14
172 St. Paul, MN 7.35 43.6% 121 -51
173 Syracuse, NY 7.30 44.5% 133 -40
174 Las Vegas, NV 7.18 47.0% 113 -61
175 St. Louis, MO 7.09 48.8% 85 -90
176 Santa Ana, CA 7.01 50.6% 139 -37
177 Sacramento, CA 7.00 50.7% 115 -62
178 San Francisco, CA 6.86 53.8% 193 +15
179 Spring Valley, NV 6.84 54.4% 156 -23
180 Newark, NJ 6.82 54.7% 168 -12
181 Anaheim, CA 6.79 55.4% 173 -8
182 Garden Grove, CA 6.79 55.6% 186 +4
183 Long Beach, CA 6.65 58.6% 148 -35
184 Paradise, NV 6.55 61.1% NEW ADDITION
185 North Las Vegas, NV 6.53 61.7% 128 -57
186 Bridgeport, CT 6.42 64.5% 187 +1
187 Grand Rapids, MI 6.41 64.7% 140 -47
188 Alexandria, VA 6.32 67.0% 190 +2
189 Atlanta, GA 6.31 67.4% 179 -10
190 Sunrise Manor, NV 5.96 77.0% NEW ADDITION
191 Philadelphia, PA 5.92 78.3% 192 +1
192 Providence, RI 5.87 79.7% 195 +3
193 Oakland, CA 5.75 83.7% 188 -5
194 Los Angeles, CA 5.59 88.9% 191 -3
195 Glendale, CA 5.37 96.4% 194 -1
196 Springfield, MA 4.57 130.8% 196 0
197 Worcester, MA 4.26 147.6% 199 +2
198 Baltimore, MD 4.17 153.1% 198 0
199 Washington, DC 3.87 172.4% 197 -2
200 Boston, MA 3.07 244.0% 200 0

Our methodology

The Allstate America's Best Drivers Report is the result of an in-depth examination of company auto claims data to determine the likelihood drivers in America's 200 most populous cities will experience a vehicle collision compared to the national average. According to Allstate claims data, the average driver in the U.S will experience a collision once every 10.56 years. This year, Allstate researchers analyzed property and collision damage claims reported during the two-year period of January 2022 to December 2023. The report defines a collision as any auto crash resulting in a property or collision damage claim and uses U.S. Census Bureau data to determine America's 200 largest cities. Allstate's auto policies represent approximately 10% of all U.S. auto policies, making this report a realistic snapshot of what is happening on America's roadways. The Allstate America's Best Drivers Report is produced solely to boost the country's discussion about safe driving and to increase awareness of the importance of being safe and attentive behind the wheel. The report is not used to determine auto insurance rates.

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