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Business Insurance Coverage For Architects & Engineers
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Architects and Engineers.


Top-Notch Protection For Architects & Engineers.

As an architect or engineer, you create inventive, yet functional work for your clients. A combination of creativity and logic is essential to growing a successful and stable business that can support both you and your employees. With quality business insurance from Allstate, you can help protect your service while continuing to succeed.

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Property Risks

Damaged Documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many are damaged and others are completely destroyed.

Allstate Coverage

Valuable Papers And Records

This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate business insurance for Architects and Engineers.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Architects and Engineers.

Property Damage

Someone breaks in overnight and steals and/or damages desks, TVs and computers.

Business Personal Property

This coverage will replace the contents that were stolen or damaged and repair the damage from the incident. Your insurance covers your loss at what it would cost you to replace the items.

Coverage is available based on your needs.

Billing Records Are Destroyed

There is a fire and your Billing records are destroyed. This makes it difficult for you to collect payments from customers.

Accounts Receivable Protection

This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable. This coverage is increased with Allstate business insurance for Architects and Engineers.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Architects and Engineers.

Employee Dishonesty

You receive checks, credit card payments and sometimes cash for work that you do. In reviewing the receipts for the week, you notice that the deposits were light.

Employee Dishonesty

This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Architects and Engineers.

Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

Liability Risks

Injury Lawsuit

A customer slips on your office floor, falls, and files an injury lawsuit.

Allstate Coverage

General Liability Protection

Allstate business insurance for Architects and Engineers helps protect you from lawsuits due to a customer injury.

Your coverage is based on a per-loss limit and an annual limit.

Customer Data Loss Or Theftt

You maintain a significant amount of your customers' confidential personal and financial data. That information is lost or stolen.

Data Compromise*

This provides case management, legal support, credit monitoring and legally required notifications.

Save time and money, and avoid high recovery costs.

Wrongful Termination Lawsuit

A disgruntled employee sues you for wrongful termination.

Employment Practices Liability*

This provides coverage and support in the event of wrongful termination, sexual harassment or discrimination.

Your coverage is based on a per-loss limit and an annual limit.

Auto Risks

An Employee Causes An Accident

While performing work for you, your employee gets into an accident and causes injury and damage, you could be liable.

Allstate Coverage

Liability Protection

This coverage insures against injury to others and damage to other vehicles, even if it's due to your employee's negligence.

Vehicle Damage

Damage to your vehicle, whether your driver was at fault or not, can be very costly to fix.

Collision Coverage

This protection pays to repair damage, or even replace your vehicle if it is a total loss.

You can relax in knowing that we'll cover repairs or a replacement, subject to your deductibles.

Hail Storm Vehicle Damage

Hail can do real and costly damage to your vehicle, such as large dents and broken glass.

Comprehensive Solution

This protection pays to repair storm hail damage to your business vehicle.

You'll have peace of mind in knowing you're covered for hail damage repairs, subject to your deductibles.

You Are Injured By An Uninsured Driver

If you're in a vehicle collision with an uninsured driver and sustain serious injury, your livelihood could be at risk.

Uninsured Motorist Coverage

With this coverage, you may be protected for injuries in an accident that is caused by a driver with no insurance.

You may have the protection you need, based on your policy's Bodily Injury limit. (Restrictions apply in some states.)

Rental Vehicle Damage

If you still owe money on a loan or lease, you could be liable for the cost of replacing the vehicle.

Coverage For Rented Or Borrowed Vehicles

This coverage comes standard with your Allstate BOP, and helps protect against these potential repair costs.

You can relax because the BOP gives you this added protection at no additional charge.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.



Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

Find a certified agent

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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