About business owner policy

Your business is unique. Allstate understands that no two businesses are exactly alike, which is why we offer custom protection to meet your business needs. A Business Owners Policy provides coverage for many unexpected situations. Whether you operate your business from Main Street or out of your home, an Allstate Business Owners Policy combines property insurance, liability coverage and more into one custom, convenient policy. Some commonly covered risks include:

  • general liability
  • equipment breakdown
  • fire and smoke
  • general theft
  • car crash into your business
  • sprinkler leakage
  • lightning
  • legal expenses due to injuries or other claims
  • vandalism
  • loss of income and extra expenses
  • falling objects
  • windstorm or hail
  • explosion