Help keep your legal services business covered
Explore coverages for Legal Services
Building or property damage
If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.
Business building/personal property coverage
This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.
This coverage can help pay for you to set up at a temporary location during repairs.
A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many documents are damaged and others are completely destroyed.
Valuable papers and records
This helps cover the cost of restoring important business documents that are damaged or destroyed by a covered loss. This coverage is included in the basic BOP and can be increased if you opt for additional coverage.
Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.
Employee dishonesty coverage
This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage.
Billing records are destroyed
There is a fire and your practice's billing records are destroyed. This makes it difficult for you to collect payments from clients.
Accounts receivable protection
This covers the increased cost of collecting payments and the expense of reestablishing the records of accounts receivable.
You can't open your law practice
Your practice is damaged due to a fire and you cannot operate until repairs are made.
Business income and extra expense coverage
This coverage helps with loss of income and fixed expenses, such as rent or payroll, while your practice is temporarily closed for repairs after a covered loss.
This coverage provides your business with up to 12 months of coverage.
You are sued because somebody was injured after slipping on a recently mopped floor at your practice.
General liability protection
This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
Wrongful termination lawsuit
A former employee sues you for wrongful termination.
Employment practices liability coverage
This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.
Client data loss or theft
Clients' confidential personal and financial data that you maintain is lost or stolen.
Data compromise coverage
This optional coverage provides case management, legal support, credit monitoring and legally required notifications after client data is affected.
An employee causes an accident
While performing work for you, your employee gets into an accident and causes injury or damage to another person or their property. You could be held liable.
This coverage helps pay for someone else's medical bills and/or repairs to their vehicle, even if it's due to your employee's negligence.
Damage to your vehicle, whether your driver was at fault or not, can result in unexpected repair bills.
This protection pays to repair damage or replace your car if it is a total loss.
Hail can cause damage to your business vehicle, such as large dents and broken glass.
This protection pays to repair hail damage to your business vehicle. This coverage may also help repair damage from other non-accident-related events, such as fire, theft or vandalism.
You are injured by an uninsured driver
If you or your employee are in a collision with an uninsured driver and sustain serious injuries, your livelihood could be at risk.
Uninsured motorist coverage
This coverage helps pay for your medical bills if you are injured in an accident that is caused by a driver with no insurance. Or, you may have the protection you need, depending on your policy's bodily injury limit. (Coverage restrictions apply in some states, so be sure to talk to your agent.)
You Owe money on a damaged vehicle
If you still owe money on a loan or lease, you could be responsible for the cost of replacing the vehicle after an accident.
Lease and loan gap coverage
This helps you pay off your car loan if your vehicle is totaled or stolen and the amount you owe is more than the car's depreciated value. This coverage comes standard in an Allstate Business Auto Insurance policy.