The III recommends taking the following steps to help reduce cyber risks:

Maintain and update security software and hardware regularly.
Work with an IT services provider who can assist with cyber security.
Avoid data loss by backing up information at a secure offsite location or to a cloud service.
Create, follow and publicly post a data privacy policy.

You may not be able to completely eliminate a cyber risk, but staying on top of changing and advancing technology can help. Knowing your business has cyber insurance protection can also give you peace of mind, because you'll have help if your data or systems are compromised.