Coverage designed with Los Angeles in mind
Known for being the entertainment capital of the United States, Los Angeles is also the largest and most populated city in the state of California. Adjacent to the Pacific Ocean, the city is also home to mountains and desert and a diverse population. Multiple professional sports teams call L.A. home, including baseball, football, hockey, basketball and soccer teams. Home to two airports, you'll also find Interstates 5, 110, 10, 105 and 405.
When it comes to auto insurance, every state has different requirements. For drivers in Los Angeles, you can see what coverage and coverage limits California requires in the list below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Allstate offers auto insurance across all 220 Los Angeles zip codes from 90001 to 93599. A Los Angeles Allstate agent can help you understand the different insurance types available to you.
Los Angeles car insurance requirements
Auto liability insurance is a type of car insurance coverage that's required by law in California, so Los Angeles drivers must have it.
More specifically, the following liability coverages are the minimum required in Los Angeles:
- $15,000 bodily injury liability limit per person
- $30,000 bodily injury liability limit per accident
- $5,000 property damage liability
Uninsured/underinsured motorist coverage, medical payments, collision¹ and comprehensive¹ coverage are not required for Los Angeles drivers.
All coverages are subject to the coverage limits stated in your policy.
¹Although California law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Los Angeles auto insurance discounts
It's possible to get quality coverage in Los Angeles at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Los Angeles drivers can find many ways to save with Allstate
Multiple policy discount
Having more than one Allstate policy can help you save money on your monthly premium.
Teen driver discounts
Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Los Angeles teen driver meets these requirements:
- Is a single, full-time student with less than 9 years of licensed driving experience and getting good grades
- Successfully completes the teenSMART℠ driver education program
Learn more about these discounts and other car insurance discounts that may be available by contacting your local Los Angeles agent today.
Proof of insurance in Los Angeles
If you are stopped by the police and asked to show your auto insurance card, drivers in Los Angeles can show an electronic insurance card. Most states, including California, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.