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How to read your Landlords Policy Declarations

Limits of Liability. This shows the maxium limit allstate will pay for each covered loss.*

The Allstate Landlords Policy Declarations “declares” the choices you've made for the policy you've bought.

The first page is a summary of your coverage.

Subsequent pages provide more detail.

The Allstate Landlords Policy Declarations “declares” the choices you've made for the policy you've bought.

A sample of the Renters Insurance policy.

The first page is a summary of your coverage.

A. Policy period. Landlord Package Policies typically cover a one-year period. Pay your premium by the due date, and your policy automatically continues for the time period shown.

B. Location of property. This shows the address of the insured residence.

C. Total Premium. This is the amount you pay, whether in full or by installment, for your property's insurance protection for a one-year policy period and includes all the coverages you have selected.

A sample of the Renters Insurance policy.

Subsequent pages provide more detail.

D. Coverages. This shows all the coverages you have as part of your landlord's insurance.

E. Limits of Liability. This shows the maxium limit allstate will pay for each covered loss.*

F. Deductibles. A deductible is the amount you pay out of pocket when you file a claim for a covered loss.* Your policy's dectibles will be shown next to each coverage.

G. Discounts. Any discounts you may have received are listed here.

* What does "covered loss" mean? It's an insurance term that means a loss that falls within the bounds of the policy. Throughout this guide, when we refer to a loss, we assume it is a covered loss

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

ECC Monitor: OK