Cover Your Bases with Allstate Landlord Insurance
Protect your property, your investment... and yourself.
Protect Your Rental Investment for Around $50 a Month.
Your rental property is an important investment and can provide a steady source of income. But all sorts of hazards, from kitchen fires to lightning strikes, could damage your property – and your wallet. That's where Allstate Landlord Insurance comes in. Contact your local Allstate Agent to get a quote and a policy that's right for you.
Fair Rental Income Coverage
If your rental property becomes uninhabitable due to a covered loss, Allstate Fair Rental Income Coverage can help pay you the rental income you would otherwise lose. In other words, if your tenants have to move out, Fair Rental Income could keep the rental income flowing in for up to 12 months, while the unit is being repaired or rebuilt.
Our Landlord Insurance coverages offer rock-solid protection for your investment:
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Dwelling Protection
Covers the rental property and structures attached to it, such as a deck.
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Other Structures Protection
Covers buildings that are separate from your rental property, such as a garage or shed.
Below are just a few of the optional coverages that you may be able to purchase either as add-ons to your current policy or as a separate policy. Coverages may not be available in all states and limits may vary.
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Debris Removal
Helps cover the cost of discarding debris after a covered loss.
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Trees, Shrubs, Plants, and Lawn
Protection helps cover the loss of greenery on your property.
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Emergency Removal of Property
Kicks in when a covered loss requires that you move your belongings.
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Fire Department Charges
Covers the expenses incurred by the fire department for a covered loss.
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Temporary Repairs After a Loss
Protects you for charges incurred when you protect your property from further damage after a covered loss.
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Arson Reward
Helps pay for the reward fee leading to a conviction if you incur a covered arson loss.
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Collapse of Building
Protects you in case your structure gives way.
Allstate understands that many things can affect your property. So we offer additional protection for unforeseen incidents that can happen to your rental property. Below are a few of the most common ones.
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Vandalism
Provides more coverage to help pay for repairs or replacement to your dwelling due to vandalism and provides coverage for belongings used for the rental property.
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Burglary
Provides more coverage to help pay for repairs or replacement to your dwelling due to burglary and provides coverage for belongings used for the rental property.
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Rental Property Under Construction
If you're renovating or building a new construction rental property, this coverage covers the dwelling prior to being ready for occupancy.
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Building Code
Additional coverage when repair or replacement from a covered loss results in increased cost due to enforcement of any building codes, ordinances or laws regulating construction, reconstruction, maintenance, repair or demolition of your dwelling.
Check out these other policies to fully safeguard your rental property.
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Flood
Looking for flood insurance?
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Personal Umbrella Policy
If you're seeking extra protection beyond the liability limits of auto and/or home insurance, check out Allstate's Personal Umbrella Policy.
