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Senior Man collecting stamps from around the world

Collectibles insurance

Summary of collectibles insurance

Collectibles insurance helps safeguard treasures like art, antiques, memorabilia, or other valuables against theft, loss, or accidental damage. With flexible coverage and straightforward claims support, Allstate helps to make it simple to protect both the financial and sentimental value of what you collect.

What is collectibles insurance?

While your one-of-a-kind collection may be in a safe spot, the unexpected can happen. A collectibles insurance policy offers protection for the full value of your collection.

Protection for a variety of collections

Policies are available for a wide range of collections, including but not limited to:

  • Arms & Armor
  • Artifacts
  • Numismatic, paper currency & medals
  • Collector cars (display only)
  • Comic books and art
  • Fine art (textiles, oil on canvas, sculptures, etc.)
  • Fine wine
  • Firearms (antique & modern)
  • Historical documents
  • Jewelry (vintage & modern)
  • Memorabilia (sports, movie, militia, etc.)
  • Trading cards
  • Figurines

Items with non-market value and items for everyday use do not qualify for collectibles insurance.

What can collectibles insurance help cover?

Your collectibles are more than objects — they’re pieces of your story. A collectibles insurance policy helps safeguard them from loss, damage, or theft so you can enjoy your collection with peace of mind, including but not limited to:

  • Accidental breakage
  • Mysterious disappearance / theft
  • Coverage for items during shipping
  • Broad coverage against earthquake, fire, flood and more.
  • Newly acquired/added items
  • Flexible activity usage
  • Expert claims service

You may also want to consider additional products and services that are available, such as:

  • Succession planning
  • Inventory management
  • Appraisal services
  • Authentication services
  • And more

Is there a minimum collection size to insure it?

Eligible collectors with qualifying items worth at least $15,000 can own a policy, and there is no value maximum.

In addition to personal policies, commercial offerings are available for dealers, art galleries, artists, auction houses, museums, and corporate collections.

Do I need an itemized list of my collection to get a quote?

Creating an inventory of items in your collection can help ensure your valuables are compensated for if you need to submit a claim. Although useful, a list is not required to quote or issue coverage. For a Scheduled Coverage policy, it is required that a collector provides a PDF list to accurately document the collection.

If you are preparing an inventory of your collection, you’ll want to note things such as:

  • Year
  • Market value (if you have it)
  • Purchase price
  • Date of purchase
  • If you have proof of purchase (Y/N)
  • Has the specific item been appraised (Y/N)?
  • Grade of the item (if applicable)?
  • Storage location

Collectibles insurance FAQs