If you work for a ride-hailing service, you may have coverage gaps in your auto insurance policy. Whether you're waiting for a passenger assignment or en route to their destination, Ride for Hire can help protect you from risky gaps in your coverage.
Offline
Personal Use
App on
Waiting for assignment
Accepted trip or passenger
En route or on trip
Personal auto policy
Your personal auto policy would likely apply
Personal auto policies may have exclusions; TNC policy may offer limited coverage
Personal auto policies may have exclusions; TNC policy may offer coverage (possible high deductible)
Allstate personal auto policy with Allstate Ride for Hire
Your existing Allstate personal auto policy would likely apply
Allstate Ride for Hire can help protect you in this type of situation by filling some of the coverage gaps between your TNC policy and your existing Allstate auto policy*
TNC policy likely applies and Allstate Ride for Hire can help provide deductible gap coverage to help reduce your out-of-pocket expenses
Offline
Personal Use
Your personal auto policy would likely apply
App on
Waiting for assignment
Personal auto policies may have exclusions; TNC policy may offer limited coverage
Accepted trip or passenger
En route or on trip
Personal auto policies may have exclusions; TNC policy may offer coverage (possible high deductible)
Offline
Personal Use
Your existing Allstate personal auto policy would likely apply
App on
Available for hire
Allstate Ride for Hire can help fill some of the coverage gaps between TNC policy and your existing Allstate auto policy*
Accepted trip or passenger
En route or on trip
TNC policy likely applies and Allstate Ride for Hire can help provide deductible gap coverage to help reduce your out-of-pocket expenses
