Back to top
Collision Insurance
Smart Search Smart Search
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
Smart Search
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches


What Is Collision Coverage?

If your car is damaged or destroyed in an accident, collision insurance coverage will typically pay to fix or replace it. Types of covered accidents include hitting another car or hitting a stationary object, like a bridge or a tree. Collision insurance can also help if someone or something else hits your car while it's parked.

Learn More About Collision Coverage:

Understanding Collision Deductibles

Collision coverage comes with a deductible. This means you'll pay out of pocket for some of the damage, and any amount after that is typically covered up to the actual cash value of your car. Typical deductibles are between $0 and $1,000. Generally, the higher your deductible, the lower your premium. Remember your car's actual cash value takes into account the price of your car when it was purchased as well as the age and condition of your vehicle. If it is worth close to or less than your deductible, collision coverage might not be right for you.

Still have questions about collision insurance? An agent can give you more information about collision insurance so you can make an educated decision about the coverage levels you want.

Find an agent today.



Select another insurance term to learn more

Insurance, coverage and discounts are subsequent to terms, conditions & agreements, which may vary by state. Discount amounts and total savings will vary.
Agents are Here to Help Near 20147
Edit Location
  • Loading...
ECC Monitor: OK